About me
I am Ian Kok.
I help organisations in the financial sector get their compliance right, together with the people who do the work. You can engage me as an external compliance officer, in an interim role, on a project or as a dedicated sparring partner for all your compliance questions. With more than fifteen years of experience, both as an adviser and as the person ultimately responsible, I have a good sense of what your organisation needs.
A no-obligation conversation? Or would you rather email? ian@ikcomplianceadvies.nl
Why IK
In 2026 I started my own firm, IK Compliance Advies. The name stands for my initials, and ik is also Dutch for “I”. It reflects the way I work: you have one dedicated point of contact who understands your organisation and takes responsibility.
Compliance is about people.
Rules only work when the people who apply them understand why they exist. That is why I am just as happy to sit down with your operational staff as with the board. I explain things in plain language, listen to what does and does not work in practice, and look for solutions with you that last. I know from experience how much lands on a director's desk. You can count on me, also when things get tense.
My roles
External compliance officer
I fulfil your compliance function under a mandate: advice, monitoring, reporting to management and, if desired, contact with the supervisor.
Interim
I temporarily take over the compliance function or an AML role during peak periods, a departure or a project.
Projects and project management
I work hands-on or lead the project, including large programmes. For example, setting up a complete AML framework: from SIRA and policies to the design and set-up of your systems for customer due diligence (KYC), transaction monitoring and sanctions screening. Or carrying out remediation programmes after findings by the supervisor or an audit.
Licence applications
I guide the application for or extension of your licence with DNB or AFM: from the first exploration and the application file to the fit and proper assessment of directors and the decision.
Independent compliance reviews
With a fresh, independent eye, I assess whether your compliance works as intended, for example your SIRA, customer due diligence, transaction monitoring or sanctions screening. You receive concrete findings and recommendations you can act on.
AI and data
I help you use AI safely and carefully in compliance, for example in transaction monitoring. That starts with good data: reliable, complete and well understood. I then ensure clear arrangements on ownership, human oversight and explainability, so you can account for it to your auditor and supervisor.
Training
I provide training on compliance and AML for staff, management and the supervisory board. Practical and tailored to your organisation: what the rules require, how to recognise red flags and what that means in day-to-day practice.
Sparring partner and advice
I am the dedicated point of contact for management and operations on questions, decisions and new regulation.
Career
Since 2026
IK Compliance Advies
Owner. Assignments include Head of Compliance a.i. at a payment institution and AML expert for transaction monitoring at a payment and credit provider
2023 to 2026
Projective Group
Senior Risk & Compliance Consultant: external compliance officer for fund managers, licensing processes with DNB and AFM, SIRA and regulatory updates at banks
2017 to 2022
DFM and Volkswagen Bank Nederland
Head of Legal, Compliance & Security and member of the management team
2016 to 2017
Volkswagen Pon Financial Services
Compliance Officer in leasing and financing
2011 to 2016
PGGM
Compliance professional in the Risk & Compliance team of PGGM Coöperatie and PGGM Vermogensbeheer
Education and certification
- Master's in Law and Business (LLM), Utrecht University
- Bachelor's in Dutch Private Law (LLB), Utrecht University
- Certified Compliance Professional, Nederlands Compliance Instituut
- Programme on combating money laundering and terrorist financing, Nederlands Compliance Instituut
- Complex money laundering structures, Nederlands Compliance Instituut
Core values
- CommittedI work together with your people, get to know your organisation quickly and am available when it matters.
- PragmaticNo more than necessary, no less than required. I choose solutions that are defensible to the supervisor and truly fit your organisation: the business model, the systems and the people.
- Solution-orientedI think from your organisational goals and look for what is possible within the rules. Then I help make it happen, so that compliance contributes to what you want to achieve as an organisation.
Previously at
- PGGM
- Volkswagen Pon Financial Services
- DFM and Volkswagen Bank
- Projective Group
Would you like to know what I can do for your organisation?
Arrange a no-obligation introduction or email ian@ikcomplianceadvies.nl. I usually respond within one working day.